Thursday, April 5, 2012

Unbelievable house prices...

Earlier this week our neighbor put his house on sale.  Our houses are similar in size, but I know that they spent much more on their basement renovations.  So being curious, I checked online for the listing and saw that the house was priced at $349,000!!  Then I checked another house in the neighborhood that also recently went on the market, and that house was priced at $379,000!!  Totally caught me off guard, I knew that housing costs have been on the rise, but it just seems ridiculous to me.  How are people able to afford the mortgages on houses that cost that much?  One positive note is that the value of my house is also increasing, although we don't plan on moving any time soon.

ooh.. on another positive note, DH got paid today and now that the bills have been paid and I see that the budget is going to work this week, I feel much more relieved.  I really need to take this opportunity to stay on top of the expenses and to plan our budget out better.

Tuesday, April 3, 2012

Struggling to catch up and a very odd dream...

I'm not sure when I lost my footing on our expenses and the past couple months have been the toughest budgets that we've had to work with.  In the past couple months, we really are living paycheque to paycheque and I'm feeling confused and overwhelmed at the fact that the budget spreadsheet shows all the numbers lining up and working out and yet in real life we're struggling.  I know there's the odd birthday party gift that I failed to include in the budget, but after all the expenses have been covered, there's a comfortable amount left in the account, at least that's what I see.  It is time again to re-visit the budget spreadsheet and figure out if there's a better way to track our expenses. 

I do hope that by Friday, all bill payments will be caught up and I can start fresh again.  I'll have updated numbers to post.  I don't think they'll look very pretty but I need to try again, I need to try harder.

The other night I had a very odd dream.  The ex-bf has reappeared in my life and was trying to get back together.  I was very angry in my dream towards him.  I questioned how he was able to take advantage of my generosity and then just walk away from the relationship without taking care of his financial obligations to me (money borrowed).

I think I'm still very bothered at how financially irresponsible I was in that relationship.  And how I allowed myself to be taken advantage of, all because I thought I was in love.  I sometimes wonder if he'll ever step up and pay off what he owes me.  Highly doubtful, but I still saw him as a good guy and someone who would want to pay off his financial obligations.

Oh well.. definitely a lesson learned the hard way.

Monday, April 2, 2012

Monday morning Chit-Chat - April 2nd

Didn't a chance to participate in Carla's Sunday Night Chit Chat yesterday, so I'm doing a Monday morning chit chat.

Reading?
Last Monday I finished reading The Hunger Games.  It took me until Wednesday night to finish the 2nd and 3rd books (Catching Fire and Mockingjay).  When I get hooked on books, I tend to get extremely focused with reading the entire book as fast as I can.  My poor kiddies got less attention from me early last week.  This week, I still have the China Study to finish or at least make progress on.

Watching?
Last night, I actually found myself watching Celebrity Apprentice.  First time ever!  It was actually quite addicting and I had to find out who was going to get fired in the boardroom.  Will I watch the show again?  Truthfully, most likely.. hehe

Listening to?
Nothing at the moment, but in about 20 minutes I will be joining a Delegate Deliberately web training session.  It goes til 12pm, so I will be listening to the instructor all morning.

Cooking/Baking?
Yesterday was a lazy day for me, didn't cook a single thing.  Lunch today is a sandwich and DH will have to cook lunch for himself today.

Happy you accomplished this week?
DH's care package for his parents has been sealed and delivered.

Looking forward to next week?
DH's payday on Friday.  He's getting a small signing bonus at work so we'll have a little extra money to work with this week.

Thankful for today?
I'm feeling energetic in regards to work and fitness.  This will be a good week to really push forward with my training and getting through work assignments.

I have more to blog about, specifically my dream last night and some exciting work news.  I'll write a separate post for that.